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Life Insurance

Life Insurance for those with pseudoxanthoma elasticum will need to be reviewed by the insurance provider on a case by case basis. The insurer will want to see a report from your GP to establish how the condition affects you, if there are any complications to the blood vessels, any pain that you experience and any secondary conditions that are present. It is probable that any cover for Life Insurance that can be made will be at non-standard terms which will involve an increase to the base policy premium.

Get a Life Insurance Quote

Critical Illness Cover

Critical Illness Cover for people with pseudoxanthoma elasticum will not generally be available with most standard insurers. Any application that you place for Critical Illness Cover will be reviewed in conjunction with a report from your GP and will include details such as the time since diagnosis, severity of symptoms and treatments in use. Critical Illness Cover applications for those with pseudoxanthoma elasticum will need to be assessed on a case by case basis with the insurers senior underwriting team.

Enquire about Critical Illness Cover

Income Protection

Income Protection for those with pseudoxanthoma elasticum is often unavailable in the standard insurance market. The insurance provider that you approach will want to know if the condition has impacted upon your ability to work, the frequency and severity of your symptoms, and any secondary conditions that you have. Your application for Income Protection will be reviewed on an individual basis by the insurers senior medical underwriting team.

Enquire about Income Protection

Where Income Protection is unavailable it may be worthwhile considering Accident, Sickness and Unemployment cover. This type of policy will offer 12-24 months of income replacement if you are unable to work due to disability, long-term illness or involuntary redundancy. Accident, Sickness and Unemployment policies are not medically underwritten which means that your pseudoxanthoma elasticum will have no bearing upon the policy acceptance terms. However any claim that you place will exclude pre-existing medical conditions including pseudoxanthoma elasticum.

Get an Accident, Sickness and Unemployment Quote

Some potential problems experienced by individuals who have pseudoxanthoma elasticum include:

  • Avoid heavy lifting
  • Avoiding contact sports
  • Dietary considerations
  • Family planning considerations
  • Medication considerations
  • Regular eye exams
  • Self-monitor of visual ability using an Amsler grid
  • Self-monitor for signs of gastrointestinal bleeding
  • Use of dietary supplements

Medications and Treatments

  • Bi-yearly fundus examination
  • Echocardiogram (ECG)
  • Endoscopy
  • FBC and ferritin blood tests
  • Fluorescein Angiography
  • Optical Coherence Tomography (OCT)

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Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Summary definition

Pseudoxanthoma elasticum is an inherited condition that is diagnosed when fragmentation and calcification occurs within the elastic fibres of the skin, causing the skin to take on a cobblestone-like appearance. Affecting more women than men the condition leads to complications within the retinal, dental, cardiovascular and gastrointestinal systems.

Other Services Available

You can apply for any of the following services through ourselves

* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.

Further Reading and Research