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Life Insurance

Life Insurance for those travelling to the Black Sea region on holiday will often be available at normal terms. The destination that you are travelling to could impact upon the insurers offer terms. For those travelling to high risk locations, the insurer may choose to offer non-standard terms in the form of a premium increase.

Oil rig workers and those working on renewable energy farms based in the Black Sea, may have access to standard terms for Life Insurance, depending upon your working tasks.

If you are travelling due to your work the insurer will want to know how much time you intend to spend at the Black Sea and if your work is of a hazardous nature. Offshore workers who require Life Insurance, will find the following infographic and guides useful

Get a Life Insurance Quote

Expat Life Insurance

British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Expat Life Quote

Critical Illness Cover

Those travelling to the Black Sea coast for holiday purposes will generally have little issue securing Critical Illness Cover at standard terms. The insurer will particularly interested in the specific locations that you will be visiting and your destination of travel could impact upon the terms on offer.

People undertaking non-hazardous jobs on oil rigs and offshore in the Black Sea should be offered normal terms for Critical Illness Cover. For those with work that is of a hazardous nature it is possible that any Critical Illness Cover that you arrange will come with an occupational exclusion to the claims criteria.

Get a Critical Illness Cover Quote

Income Protection

When you travel to the Black Sea coast for holiday purposes, it is likely that you will be able to arrange Income Protection at normal terms with many insurance providers, depending upon the specific destination that you are visiting. Areas that presently have any form of civil or political unrest could lead the insurer to offer Income Protection at non-standard terms, until your travel has ended.

Income Protection for those working in the Black Sea could be available at normal terms, if your job is considered to be non-hazardous. When you apply for Income Protection you should try and arrange the policy on an own occupation definition. This means that if you are unable to work due to ill health the insurer will pay a claim if you cannot perform your current job role. Other definitions of income protection have broader claim criteria and will assess your ability to work in a similar occupation or any job at all.

Get an Income Protection Quote

Black Sea Travel Insurance

Are you planning on holidaying to the Black Sea coast? We have teamed up with a specialist travel insurance company who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.

Fun Facts

  • The Black Sea is one of four seas named after colours in English. The others are Red (located between Africa and Asia), White (in the north of Russia) and Yellow (part of the East China Sea).
  • Ancient ships and organic remains are found in the Black Sea with increasing interest from marine archaeologists.
  • The Black Sea has two layers of water of different density, one that contains marine life, the other bottom layer having no marine life due to heavy salination.

For more information on specific health conditions, pastimes, occupations and countries please select here:

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Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Summary definition

The Black Sea is located between Europe and Asia, with several countries bordering its waters, including Bulgaria, Georgia, Romania, Russia, Turkey and Ukraine. Oil rigs can be found in the Black Sea due to the quantity of petroleum in the area.

Other Services Available

You can apply for any of the following services through ourselves

* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.

Further Reading and Research